Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://www.bookmark-help.win/when-client-payments-lag-a-rolex-can-help-cover-the-gap-without-selling-it-a

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender evaluates the piece and offers a loan, with funding possible in as little as 24 hours. Repay the loan to get the watch back.