Planning for a big family bill? Keep your emergency buffer intact with separate...

https://victor-wiki.win/index.php/Best_way_to_set_up_separate_savings_pots_for_childcare_and_emergencies

Planning for a big family bill? Keep your emergency buffer intact with separate savings pots for the goal and everyday surprises. Stress-test your budget with an awkward month of higher bills or lost income before choosing a monthly target.