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간편결제에 대한 10가지 위험 신호

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새 신용평가모형은 카카오뱅크가 2017년 5월 금융서비스 시행 직후 축척해온 대출 사용 누구들의 금융 거래 데이터를 분석해 적용하는 방법이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 시간이나 데이터 평균 사용량 등 통신과금 서비스 사용 아이디어 등도 추가해 신용평가에 활용하고 있을 것이다.

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